Maple News reports that impersonation fraud is one of the fastest-growing scams in Canada, costing residents an alarming $638 million in 2024 alone. For newcomers, the risk is especially high, as scammers increasingly pretend to be representatives from key government agencies such as the Canada Revenue Agency (CRA), Service Canada, and Immigration, Refugees and Citizenship Canada (IRCC).
These fraudsters often contact individuals under false pretenses, with the goal of collecting either money or sensitive personal information like your Social Insurance Number (SIN), banking details, or health card number. These details can then be used to perpetrate identity theft or financial fraud.
Scams typically fall into two categories: financial and informational. In money scams, scammers pressure victims to send payments urgently, often claiming that failure to do so will result in arrest or deportation. These tactics are clear red flags—no legitimate Canadian government agency will demand payment by phone or ask for cryptocurrency or gift cards.
Information scams are more subtle and dangerous. Since actual government agencies may request personal information under valid circumstances, it’s important to verify the identity of any caller or email sender. Always contact the agency through official channels rather than responding directly to unsolicited messages.
Some indicators of a scam include threats, unprofessional language, pressure to respond immediately, or being asked to share passwords or financial account access. Calls or emails from unknown sources asking for payment or sensitive data should always be treated with caution.
Maple News recommends two essential measures to safeguard yourself: First, learn how government agencies typically communicate. The CRA, for example, usually contacts individuals via registered mail or through secure online portals—rarely by phone without prior notice. Second, if you receive communication that seems suspicious, disconnect and verify by calling the organization’s official contact number.
Remember, your security begins with skepticism. If something feels off, it probably is. Staying informed about common scams and understanding how legitimate agencies operate are key steps in protecting your identity and finances in Canada.