Maple News reports that all foreign nationals in Canada—whether they arrive as temporary or permanent residents—should prioritize registering for their province or territory’s public healthcare system. Without proper enrollment, individuals may be left with significant out-of-pocket medical expenses should they require care.
Canada’s government recommends that all residents also obtain private health insurance to supplement the services and coverage offered by public healthcare. While Canada’s famed healthcare system is universal for eligible residents, those new to the country must meet specific criteria to access services in their respective provinces.
One key requirement across the board is obtaining a provincial health card, which grants access to publicly-funded health services. Criteria for health card eligibility vary, but the process is especially clear in Canada’s four most popular provinces for newcomers: Ontario, British Columbia, Alberta, and Quebec.
In Ontario, individuals do not face a waiting period for coverage. To be eligible for a health card under the Ontario Health Insurance Plan (OHIP), applicants must live in Ontario and fulfill one of the following conditions:
– Be a Canadian citizen, permanent resident, or Indigenous person registered under the Indian Act
– Have submitted a permanent residence application that has passed initial eligibility review by IRCC
– Hold a valid work permit for a full-time position with an Ontario employer lasting at least six months
– Be a convention refugee or protected person recognized by the Immigration and Refugee Board of Canada
– Possess a valid Temporary Resident Permit (with certain exceptions)
– Be a clergy member legally allowed to live in Canada and actively ministering in Ontario for at least six months
It’s important to note that those under the federal Live-in Caregiver or Seasonal Agricultural Worker Programs can also qualify for a health card under Ontario’s guidelines if they hold valid work permits.
Navigating healthcare access is a critical step in settling successfully in Canada, and missing it can lead to avoidable risks. Maple News urges all newcomers to familiarize themselves with their province’s healthcare program as early as possible.
Stay with Maple News for continuing updates and guidance on health coverage and immigration practices across Canada.