Maple News reports that Canada is introducing a major update to its Super Visa requirements, aiming to make family reunification easier for immigrants. Starting January 28, 2025, parents and grandparents applying for a Super Visa will be able to use certain health insurance policies issued by non-Canadian providers — a move that broadens eligibility and could reduce costs for applicants.
Previously, Super Visa applicants were required to purchase private health insurance exclusively from Canadian companies. The updated policy now permits coverage from select foreign insurers, as long as they meet specific federal criteria.
To qualify, the non-Canadian insurer must be authorized under Canada’s Insurance Companies Act by the Office of the Superintendent of Financial Institutions (OSFI). The insurance provider must also appear on the OSFI’s list of federally regulated financial institutions and issue policies as part of their insurance operations within Canada.
Importantly, any health insurance plan — whether Canadian or foreign — must provide at least $100,000 in emergency health coverage and be valid for a minimum of one year from the date of entry. Proof of insurance must state that the policy was issued during the company’s business activities in Canada and clearly identify the insurance company underwriting the policy.
Insurance brokers and claims administrators will not qualify, as they are not registered insurance companies under OSFI guidelines.
The Super Visa is a long-term, multiple-entry visa designed for the parents and grandparents of Canadian citizens and permanent residents. It allows eligible family members to stay in Canada for up to five years on each visit, without the need to renew their status.
This policy change reflects Canada’s ongoing effort to support family reunification and make immigration processes more flexible and accessible. By opening the door to international health insurance providers, the Immigration, Refugees and Citizenship Canada (IRCC) may also increase competition and affordability in the market.
Maple News will continue to offer the latest updates and expert guidance on immigration policy changes and how they impact newcomers and their families.